NPS Detractor Analysis

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Root cause, severity, regrettable and team are filled in when you run the analysis.

NPS Summary

Share of Promoter, Passive, and Detractor responses across 1980 surveys.

Promoter: 75.6% (1497)Passive: 7.7% (152)Detractor: 16.7% (331)1980responses
  • Promoter75.6%(1497)
  • Passive7.7%(152)
  • Detractor16.7%(331)

Detractor Reasons

Root-cause breakdown.

Click "Re-analyze" to break down the 331 detractors in this period.

Regrettable vs Non-regrettable

Whether Plum's own process caused it and could have prevented it.

Run the analysis to split these 331 detractors.

Owner-wise breakdown

Which team is best placed to fix each detractor.

Run the analysis to assign owners to these 331 detractors.

Claim IDOrgScoreCategoryCommentRoot CauseSeverityRegrettableTeam
CK6543ATOMBERG TECHNOLOGIES PRIVATE LIMITED0/10Detractor—————
CJ9530Ahead DB0/10DetractorVv————
CK3226Acentra Health0/10Detractor—————
CK5804Escalent0/10Detractor—————
CK2657Highradius0/10Detractor—————
CK2250Darwinbox6/10Detractor—————
CE9543FOIWE INFO GLOBAL SOLUTIONS PRIVATE LIMITED0/10DetractorI didn't get full reimbursement and didn't got explanation also————
CA1826TheMathCompany0/10DetractorMy insurance claim for 2 nd claim rejected i shared documents thrice————
CK6689EFFECTIVE TELESERVICES PVT. LTD.0/10Detractor—————
CK6679Excel VLSI4/10Detractor—————
CJ8176ATOMBERG INNOVATION PRIVATE LIMITED2/10Detractor—————
CK7856ETERNAL LIMITED0/10Detractor—————
CJ5961CULTUREGRADE TECHNOLOGIES PRIVATE LIMITED2/10Detractor—————
CK5063INTUGINE TECHNOLOGIES PRIVATE LIMITED0/10Detractor—————
CK7624DEVXCONSULTANCY PRIVATE LIMITED0/10Detractor—————
CJ3367ETERNAL LIMITED0/10Detractormy claim has been rejected————
CK5761SPACE MATRIX DESIGN CONSULTANTS PRIVATE LIMITED0/10Detractor—————
CC5030DigitalOcean0/10DetractorIt took 77 days for the reimbursement to be credited————
CI2902ATOMBERG TECHNOLOGIES PRIVATE LIMITED0/10DetractorAmount deducted————
CJ2968Oyster 2025-263/10DetractorMight be have an early feedback and response and quick reimbursement!————
CK6726Remote5/10Detractor—————
CK4813CUBE844/10Detractor—————
CK1175Juniper Square3/10DetractorFlagged as an area to improve: Time taken to complete.————
CJ3131Unknown0/10Detractor—————
CE9245CAREECO SOLUTIONS PRIVATE LIMITED0/10DetractorWorst experience, I really disappointed with the service. I am the only person who took follow up and submitted all the documents and in such situations I guess plum is not required if I need to do everything.————
BR3773Airbase3/10DetractorMore clarity on what could be reimbursed could have been helpful————
CL1033SUSTAINABLE BIOSOLUTIONS5/10Detractor—————
CJ1375Remote People3/10DetractorThere should be an option to check the entire documents which uploaded for the claim as I found even after providing all required documents the claim settlement was not done 100% and the provided reason as the required bills are missing which is very difficult to explain or proove, and in addition while ask for the explanation on this to customer support executive they won't respond with providing information on that they just provide the standard statements which are not appropriate according to the scenarios————
CI6293iTriangle Infotech 6/10DetractorWhen a claim file is submitted then how much claim can be considered that need to be explain to user————
CI1735Xhipment0/10DetractorFlagged as an area to improve: Time taken to complete.————
BZ3215Global Pricing0/10DetractorWorst experience for me————
CE3655MUHAVRA ENTERPRISES PRIVATE LIMITED6/10DetractorI suffer with this process————
CJ1676INCUBYTE CONSULTING5/10DetractorThe claim processing time was longer than expected, and the rejection could have been avoided with clearer instructions in the app. Better guidance on claim categories would improve the overall experience.————
CH5228Raphe mPhibr0/10DetractorClam ka payment nhi aata ha 511————
CA5624ETERNAL LIMITED3/10DetractorTook long time to say and not happy with policy————
CJ3939DISH Network Technologies2/10DetractorCommunication gaps: While you were proactive in requesting documents, there was no consistent follow‑up or call updates during the claim closure stage. Customers expect the same level of communication throughout the process, especially before a case is closed. Transparency in process: The insurer’s stance and reasons for rejection were not explained clearly enough. Customers should be walked through how decisions align with policy terms, with examples, so they don’t feel misled. Respectful handling: The verification process felt intrusive and humiliating, with photographs taken without consent. Clear guidelines and respectful conduct during verification are essential to maintain trust. Customer trust: Closing a case without customer confirmation erodes confidence. Customers should be part of the final decision loop, with explicit acknowledgment before closure. Policy clarity: If certain charges are not covered, the Terms & Conditions should be updated or explained in plain language so employees don’t repeatedly dispute valid‑looking claims.————
CI4742Mintifi Finserve0/10DetractorWe have not received the claim till date. The reason given is that my son is above 25 years. If the policy does not cover dependents above 25 years, then why did Plum Insurance Company issue an ID Card - IL0899577892060 with validity till 15th Sep 2026 for my son, Aditya Pawar? If this was not covered under the policy, the card should not have been issued. Because of this, I assumed my son was covered and got him admitted to a private hospital. If I had known earlier, I would have admitted my son to a government hospital. This has caused a lot of inconvenience and I feel the service from Plum is not up to the mark. Request you to kindly review this case and advise on how my claim can be processed. Rs.39,203/- Regards, Anand Pawar Employee ID -E0313-IL0899577892060 -Mobile Number-9923612025————
CK9796SITETRACKER INDIA PRIVATE LIMITED2/10DetractorProvide proper reasons for deductions————
CG5615ETERNAL LIMITED0/10Detractorasking for documents again and again————
CB1301Nasscom Foundation0/10DetractorBaad feedback————
CG9778Meesho5/10Detractorthis was flagged by me as a claim which I do not want to proceed with and hence I did not expect approval. reason was that the same bill was already reimbursed in another claim. but when i wrote an email to plum regarding another claim where I wanted to add docs, I was not entertained, instead I was asked to wait till insurer himself raises the doc request via plum. This shows double standards of plum.————
CJ9564ETERNAL LIMITED4/10Detractornot feeling————
CK4641Remote6/10DetractorI was not aware of the deduction and in app it was showing in progress, however the amount got credited to my account.————
CI9236Newspace Research Technologies0/10DetractorStill amount not received and i am waiting please call back————
BW4338SBD Automotive0/10DetractorIt took nine months to settle my claim. Please expedite your process. The response rate is very poor, and I am not able to connect easily. I would expect the insurance to resolve my concerns, but this has been quite the opposite experience.————
CF8665TTEC INDIA CUSTOMER SOLUTIONS PRIVATE LIMITED6/10DetractorThe amount which I claimed is not the same which I got, it is very less then what had i spend.————
BV5215SHIPDELIGHT LOGISTICS TECHNOLOGIES PRIVATE LIMITED0/10Detractornot credited my full amount & give waste reason.————
CJ2116REBEL FOODS 0/10DetractorSettlement got cancelled without any verification————
CJ4828ETERNAL LIMITED0/10Detractor—————
CC6807SPOCTO SOLUTIONS PRIVATE LIMITED0/10DetractorGot no help initially and claim was not settled————
BY6746Twilio0/10DetractorI did provide all the necessary documents along with death summary which was provided by the hospital. However, it was rejected. Extremely disappointed with the level of service————
CJ7929HomeLane0/10DetractorFirstly you have checked wrong details and when I mentioned my concern then rechecked. and have 5 dayes of checkeup and clame rejected by stating OPD.————
CA6131Bryt6/10DetractorAfter submitting all required documents, repeatedly asking for the same documents. Please verify in one go for all documents————
CK5652INSIGHT GLOBAL 4/10Detractor—————
CD8226MOBILUTION IT SYSTEMS PRIVATE LIMITED0/10Detractorvery worst communication, we can't reach insurer directly. very slow updates. no proper details shared.————
CF6458Granite River Labs - Technology1/10DetractorI initiated a reimbursement claim more than two months ago, but it is still not completed. I have been asked to submit additional documents multiple times, which has caused significant delays. I have not yet received the reimbursement amount, and the claim is still under process. Additionally, I have not received adequate support from Plum throughout this process. I would appreciate faster claim processing and better customer support.————
CK3787Foxtrot4/10Detractor—————
CK7018Acentra Health1/10DetractorIts a wellness plan. And I brought a fitness/ exercise cycle and it was rejected saying not covered————
CK4786GODAMWALE0/10Detractor—————
CB5597KLEVU INDIA PRIVATE LIMITED5/10DetractorThe claim process took much longer than expected. There was no communication or status update from your team throughout the process, and I only received information after I reached out to inquire about the claim.————
CK4931QUALISERVE OUTSOURCED PRIVATE LIMITED2/10DetractorThe amount of time it takes to complete even small claims is insane , even after paying such heavy premiums so many followups clarifications and then too not getting 100% of the claim amount is frustrating————
CK5362GAZPROMBANK (JOINT STOCK COMPANY)3/10DetractorI have paid at the hospital where I didn't receive payment for the ambulance and bed charge. In emergency where should a patient need treatment? Room cost was mentioned as bed charge.————
CI9426HyperVerge1/10DetractorEvery time, the claim takes months to get settled. not sure what is the role of TPA here————
CJ8412GCFO Shared Services Private Limited5/10Detractor—————
CK9636DTDC0/10Detractor—————
CJ6515Raphe mPhibr2/10DetractorNo————
CJ7180Tata CLiQ0/10DetractorComplete amount not received————
CG9587Talview0/10DetractorAfter sharing all documentation it came back as a reject and its disappointing that even with Senior doctors involved the issue isnt yet resolved————
CJ8116PhonePe0/10DetractorWorest————
CI6911Meesho0/10DetractorThe deductions done on the basis of a doc which I had submitted via email. Why did Plum not share with insurer immediately. I had realised my mistake on the very same day I uploaded the bills. And wrote an email to plum attaching the missed files. It was plums duty to ensure that the files reach insurer.————
CI8875PROHANCE INDIA PRIVATE LIMITED0/10DetractorBaby insurance is not covered————
CH2540CriticalRiver0/10DetractorPathetic service————
CJ2709PhonePe5/10DetractorFOR OPD ALSO TO GIVE REIMBURSMENT IS GOOD. IT WILL BE MORE HELPFUL————
CI5046ALGOLEAP6/10DetractorLot————
CH4189PhonePe0/10DetractorFlagged as an area to improve: Time taken to complete.————
CF7015PhonePe0/10DetractorFlagged as an area to improve: Customer service/claim experience.————
CK7553Zill Consulting0/10Detractor—————
CI4941Chargebee0/10DetractorI will be raising each rejection seperately and manually You qpp and web sucks————
CJ4887ETERNAL LIMITED1/10DetractorNo proper guidance————
CI4051Deliveroo0/10Detractor—————
CH3396KHIDKI HOMES PRIVATE LIMITED2/10Detractor‘Spend all you want but we only give a portion of it as reimbursement and clean our hands’ should be the policy tagline————
CK5685Remote1/10DetractorFull amount wasn’t reimbursed————
CK1479Anritsu4/10Detractortoo much of time waiting and no clarity of processing.————
CI4543FUTUREVIEW SYSTEMS AND SERVICES INDIA PRIVATE LIMITED0/10Detractorworst experience————
CH3842TRUEVANTAGE BUSINESS SERVICES (INDIA) PRIVATE LIMITED6/10Detractor—————
CJ2296Council on Energy Environment and Water3/10DetractorThe service of your insurance is very bad and not justified————
CK9527Unknown4/10Detractor—————
CI3016Scapia Technology Private Limited3/10DetractorPoor customer service, no one talk or contact. I completely information on app————
CJ2200Remote0/10DetractorNA————
CD6377Greenway Health6/10DetractorIt took so many days for the amount to get credited please have a look on this issue————
CK3879Veris4/10Detractor—————
CJ4252Groww - 2025 to 20260/10DetractorWorst service————
CK9854CYBERBOXER AI PRIVATE LIMITED0/10Detractor—————
CL1267ZAURAC CONSULTING PRIVATE LIMITED5/10DetractorNeeded to give documents multiple times.————
CK9040CloudFiles0/10Detractor—————
CG6797PhonePe0/10DetractorNot possible————
CK3044Chargebee0/10Detractor.————
CK5102Juniper Square2/10DetractorResolution time should be improved————
CK9746Twilio0/10DetractorI have given all the documents still full refund is not given————
CI8823ViewTrade International IFSC Private Limited4/10DetractorToo lata————
CI8527Azuga0/10DetractorAlready shared over mail regarding the claim experiece————
CH3318Ahead DB0/10DetractorMy claim was rejected due to its being a gaenacholy related issue. I know that, but it should have been rejected in 1-2 days, you took 1 month and after I reached customer care then it got rejected.————
CK7123Highradius0/10DetractorOP should be covered in the policy————
CI5986Nityo - 2026-276/10DetractorIt’s been three months to clime————
CJ4059ROKU INDIA PRIVATE LIMITED0/10Detractor—————
CK2892Deel 1/10DetractorInitial claim creation in plum was challenging to me. The automation created on invoice amount population did not work well and it made me to redo my document upload multiple times————
CK7290Raphe mPhibr3/10Detractor—————
CI2697DOT1 SOLUTIONS PRIVATE LIMITED0/10DetractorBajaj allianz team did not connect to me till date Completely Unsatisfied————
CJ2643PhonePe0/10DetractorNot good————
CI4946GHX0/10DetractorNothing was systematic. You guys kept me working but didn't help. Waste of my time and my money. At the end you guys rejected. People were follow scripts. Don't know how you guys are working. Bad experience with plum.————
CH2976Groww - 2025 to 20260/10DetractorNo support was provided during the process nor there was any clear update on why was the claim rejected————
CJ3763ETERNAL LIMITED4/10DetractorFlagged as an area to improve: Time taken to complete, Customer service/claim experience.————
CJ2083Rippling EOR4/10Detractortime taken was too much and communication should have been smoother without forcing the customer to ask for it everytime————
CK2384ETERNAL LIMITED6/10DetractorNo————
CJ3048REBEL FOODS 0/10DetractorVery cheeting————
CK6216Prefr1/10DetractorAll kinds of claim should be approve————
CH1463Twilio0/10Detractor—————
CB6656GodSpeed Gaming Solutions Pvt Ltd3/10Detractor—————
CI7647Unknown3/10Detractor—————
CI2448GREAT LEARNING EDUCATION SERVICES - ESC & Parental0/10DetractorVery bad————
CJ3219NAUTILUS MOBILE APP PRIVATE LIMITED0/10DetractorFlagged as an area to improve: Time taken to complete, Amount received, Required documentation.————
CK4783Unknown0/10Detractor—————
CK3633DigitalOcean0/10DetractorI am happy with NIVA support but at the same time disappointed with PLUM support————
CI8393Euromonitor Research and Consulting India4/10DetractorThough the report was attached, got back a query that it wasn't attached.————
CG8243PhonePe0/10DetractorWorst experience. I submitted every single document that was requested, yet I was repeatedly asked to upload the same documents again and again. Despite completing all the formalities and waiting for a long time, I have not received even a single rupee. The claim process has been extremely slow, frustrating, and poorly managed. Very disappointing service. I would not recommend it to anyone.————
CJ6998ZingHR6/10DetractorI will not get an understanding at the same time that which claim is approved which is not. Additionally, i do not receive any call discuaaion even after request raised for call————
CJ1519Egiss Technologies 5/10DetractorPlease speed up the process————
CI3262SKYFLOW1/10DetractorThey took 15 days to reply that we dont cover opd.. very bad.————
CJ1815Ahead DB0/10DetractorVery slow updates————
CH9606WEWORK INDIA MANAGEMENT LIMITED 2025-266/10Detractorcomplete amount was not paid , reasons were not justified————
CG7500TTEC INDIA CUSTOMER SOLUTIONS PRIVATE LIMITED2/10DetractorNo timely follow up. No proper guidance on documentation. Had to follow up with Insurance company by myself. Too much delay in getting reimbursement. No call option to connect with team.————
CF1260Azuga0/10DetractorWorst Service ever as I kept uploading the documents i had from the hospital and my father was admitted for 24 hours. They just kept asking the same documents submitted over and over again and rejected the claim for no reason. They took my money that i paid for my parents and did not even reimburse it when needed————
CE6975JEITSA TECHNOLOGIES PRIVATE LIMITED3/10DetractorNo————
CF4237Azuga0/10DetractorFlagged as an area to improve: Communication or updates, Required documentation.————
CJ2936INSIGHT GLOBAL 0/10DetractorFirst was asked to resubmit documents which were already submitted. Later they have rejected the claim. Even a simple wound would take over 15000 Rs by the Hospital, and the insurer permits only 15000 RS for the entire year for the entire family. Does'nt make sense.————
CC9001ETERNAL LIMITED0/10DetractorBad experience————
CI7889Bloom Hotel Group0/10DetractorI did not get full Claim Despite sharing all Data————
CJ3548REKISE MARINE PRIVATE LIMITED0/10DetractorMoney is not credited at all. I don't know when it will get credited.————
CK3346JEH AEROSPACE 0/10Detractor.————
CJ9198Juniper Square0/10DetractorNot happy with service————
CE2165Turno0/10DetractorIt is very useless, it takes a lot of time, my claim was not processed.————
CG8920DATAPATTERN CONSULTING SERVICES PRIVATE LIMITED0/10DetractorDon't share the lie with us while we have full medical bills were coverings————
CI8951Marathon Group6/10DetractorTo late service please improve————
CH3448PhonePe0/10Detractor—————
CB7281Egnyte1/10DetractorI do not see amt received, please assist further————
CG9400CREDILIO FINANCIAL TECHNOLOGIES PRIVATE LIMITED3/10Detractor**Claim Details:** * **Claim Created:** 24 May 2026 * **Claim Settled:** 10 July 2026 * **Total Processing Time:** 47 days I would like to understand why it took **47 days** to process my reimbursement claim. Both hospitals denied the **cashless claim**, even though they are listed as **cashless network hospitals** on the Plum platform. Your customer support team made several efforts to coordinate with the hospitals, and I appreciate their support. Unfortunately, the cashless requests were still rejected. Additionally, the doctor mentioned that they have had a poor experience with **Bajaj Allianz** regarding cashless claims. Please verify whether your policy with the hospitals is active or due for renewal. Renewing or strengthening these hospital partnerships may help ensure smoother cashless claim approvals for customers in the future. Thank you to the customer support team for their assistance throughout the process.————
CJ5661Seva Bikash Public Trust4/10DetractorI am highly satisfied with service. Communications from your end was very very cooperative and the total claim processing was very simle and made easy so that beneficiaries can easily follow and reimbursed.————
CK7892Raphe mPhibr2/10Detractorit does not claim my full amount————
CJ9924Atlassian4/10DetractorDocuments were already provided but were asked again.. :(————
CK9553NOVAMELTPLAN SOFTWARE PRIVATE LIMITED0/10DetractorI gave them all documents they require for reimbursement but still got rejected————
CC3611Robosoft3/10DetractorThere's absolutely no communication from the Plumber side and we've no other to wait for ur response on our query. There should be a helpline number or communication channel to address all the claims————
CA6648PhonePe0/10DetractorThis is very poor service————
CJ1336Swiggy1/10DetractorPlum doesnt know what is covered and what not. when I uploaded the details why was I said that it is verified by PLUM and asked to wait for claim amount. after almost a month of updating now telling that the insurer has rejected and my company policy does not cover. what kind of service is this?? It is the Plum that gives us and asks us to update and upload the details right?? then now why bringing the other now inbetween to sy NO. when you guys reviewed the details didn't you know where the details and the treatment uploads were covered or not. Pathetic experience.————
CJ3864ICOVER INDIA INFORMATION AND SERVICES PRIVATE6/10DetractorFlagged as an area to improve: Amount received.————
CK9426Swiggy0/10DetractorThe complete details are not available in the app. I was informed that the details are too large to be given in the app. If details are not available, how can we know whats covered and whats not?————
CD7162ZingHR0/10DetractorAs per my amount was not received————
CE1815Groww - 2025 to 20260/10DetractorFlagged as an area to improve: Communication or updates.————
CD8279BLISS CHOCOLATES INDIA PRIVATE LIMITED0/10DetractorHuge time taking and lenghty document requirement————
CB1141TheMathCompany0/10DetractorToo bad of a service. Despite uploading required documents, i was denied the claim. The worst insurance app ever————
CI5027CREDAVENUE PRIVATE LIMITED0/10DetractorFor some stupid reason the claim was rejected, will not recommend and will take this to our higher management also.————
BT9236Simpl Interns - GMC & GPA only0/10DetractorMy reimbursement was never done————
CL1257Raphe mPhibr0/10Detractor—————
CK9829360 ONE DISTRIBUTION SERVICES LIMITED1/10DetractorNot recieved accurate replies to queries————
BZ3815IB VOGT0/10DetractorVery bad————
CJ4412Observe.ai0/10DetractorFlagged as an area to improve: Amount received.————
CD1900SHOPFLO TECHNOLOGIES PRIVATE LIMITED1/10DetractorNA————
CI5749Newspace Research Technologies3/10DetractorRaise concern from your side also to insurer, about the unfair deduction.————
CK8935OFB TECH LIMITED0/10Detractor..————
CJ3011CloudBoson Technologies Private Limited6/10DetractorIt was good delayed alot————
CJ4247DISH Network Technologies0/10Detractord————
CK3355Zinnov Consulting4/10DetractorSame was initiated for cashless that was rejected————
CJ7383MCWANE INDIA PRIVATE LIMITED5/10DetractorThe waiting period to receive clam amount is so long, In this area need to improve to make the claim process faster!————
CJ1940PERFIOS SOFTWARE SOLUTIONS PRIVATE LIMITED3/10DetractorYes my feedback is, if we processing claim online of scan images, so some time it should be informed that original documents send to given TPA so it will save the time. online you will cross check, then you will send send original documents. once new person enroll, create ID card on Immediate basis. when there is required, no one knows it, so provide id card, for 15 days my claim was pending for ID card. within 24 hours the TPA process Reimbursement claim and within 7 working days we can receive the amount, but for my claim took 1 month to process and receive the payment.————
CJ1504ZERODHA BROKING4/10DetractorPlum support didn't understand the treatment detail for many weeks.————
CJ2149Chargebee5/10DetractorIt took almost a month to have this processed.————
CI4999SHYAM FASHION APPARELS5/10Detractor—————
CK4570Juniper Square0/10DetractorThere’s no clear indication or support for uploading documents————
CK1886ETERNAL LIMITED2/10DetractorWithout combination deduction is mark————
CH4975Raphe mPhibr0/10DetractorI am getting rs 175 for a 22k claim? What is this?————
CK1264Dealberg0/10Detractor—————
BO4846Nipun Projects and Finance Projects0/10DetractorVery bad experience————
BV4914ZingHR0/10DetractorDon't recommend this experience. They made me wait for 6 months and finally the claim was rejected. it was a joke————
CC8059OJASQUEST1/10DetractorMore than 60 days to settle claim, lack of communication from customer support and rembuirsment team.Poor support and transparency————
BQ3255TULA PROPERTIES PRIVATE LIMITED0/10DetractorI have uploaded all the documents, still your asking more and canled it.————
CD4258ETERNAL LIMITED0/10DetractorOne of the worst experience ever had..still i dont the exact point y its rejected.————
BQ3176HomeLane0/10DetractorAs all the documents submitted even though claim not approved————
BZ5599Anritsu0/10DetractorEducate your claim Reimbursement team.. specially during submit the claim papers to insurance team.————
CK5713Remote0/10DetractorWorst ever experience with plum and icici both. Claim falls under day care but they shifted it to opd by manipulating it... End of the day they said I have exhausted opd limit which is pretty much frustrating... They lost the trust by manipulating and rejecting this claim even after submitting all documents.... Very bad experience————
CI3591TRUE VALUEHUB PRIVATE LIMITED6/10DetractorAmount approved is very less, which is unexpected. Clauses details for the disallowed amount to be specified.————
CH7926TREEBO HOSPITALITY VENTURES PRIVATE LIMITED0/10DetractorI didn't received the a better clarification.————
BZ7555Escalent0/10DetractorI have faced lot of issue starting from reimbursement and still the issue has not been resolved————
CK8049INFRAVISION TRANSMISSIONS6/10Detractornot possible to arrange prescription for regular medicine————
BS9564Oyster-Competitive-ESCP0/10Detractor—————
CF3626MUHAVRA ENTERPRISES PRIVATE LIMITED0/10Detractorit was pathetic experience using plum. the claim amount showing in the plum app policy and the amount given was a huge difference. I suffered alot while contacting. often nothing resolved————
BW2524CHEMSTACK PRIVATE LIMITED0/10DetractorPlease review proper————
CI4455Scapia Technology Private Limited0/10DetractorThe overall coordination from plum was very poor.————
BY2367ATOMBERG INNOVATION PRIVATE LIMITED0/10DetractorLack of information and communication————
CK7951Oyster 2025-260/10DetractorVery pathetic service provided————
CC1277PhonePe0/10DetractorWornge with me————
CJ5069PhonePe0/10DetractorFlagged as an area to improve: Required documentation.————
CJ5189Swiggy2/10Detractori have not received the amount————
CK1830MONIEPOINT2/10DetractorPlum App has an issue. It's not showing all the documents attached like Bills, prescription etc. Instead only one document is shown for every attachment no matter how many times the attachment is uploaded. The service desk/communication team doesn't look through the matter/content forwarded to them. My mail provided clear details, attachment and all procedural formalities. They don't follow the information provided thoroughly and it has stretched the claim to more than 15 days unsettled. The Insurer (in my case of OPD it's Plum) despite having GST bill, kept asking GST bill that unnecessary stretched the Claim time period.————
CJ1596ScienceLogic 1/10DetractorFlagged as an area to improve: Time taken to complete, Plum's website/mobile app.————
BG9482Droisys India Pvt Ltd0/10DetractorEk number ke kamine log Hain claim ke naam per kuchh nahin Diya aur feedback to aise mang rahe hain jaise ine logon Ne bahut bada amount De Diya Ho sale kamine————
BW9391WHITE GOLD BULLION PRIVATE LIMITED1/10DetractorI already uploaded all documents But still I didn't get any update————
BU9112BHIVE Workspace0/10DetractorReally not happy with the service————
CD8104PhonePe0/10DetractorBad experience I ever seen————
CK4851TeemGenie Labs5/10DetractorIt has takeing time to process————
CJ7095OLERIA CORPORATION INDIA PRIVATE LIMITED1/10DetractorI did not appreciate the way this process went down.————
CI4395CATTS APAC0/10DetractorNothing the worst experience I am facing,————
CI6137Anritsu5/10Detractor—————
CI1940Zimplistic India Private Limited1/10DetractorTime taken was phenomenal and clarity on the matter————
CJ7169SHERATON AT BRIGADE GATEWAY0/10DetractorThis is waste insurance————
CD2257NAARNI TECHNOLOGY SOLUTIONS PRIVATE LIMITED1/10Detractor—————
CG6789TTEC INDIA CUSTOMER SOLUTIONS PRIVATE LIMITED5/10DetractorThere were unnecessary deductions made and delay in process————
CK3261Nityo - 2026-270/10DetractorFlagged as an area to improve: Communication or updates, Policy benefits or conditions.————
CG9539Pando0/10DetractorTake one month————
CF4277URBAN COMPANY0/10Detractorit was horrible experience with plum not even a single rupee was claimed for my breathing issue i had a life threat————
CF4305LegalZoom0/10DetractorNa————
CI4202BHIVE Workspace1/10DetractorI was committed that I'll get the claim, based on which I did the treatment. Didn't get————
BM6754Talview3/10DetractorOk————
CG5515Unacademy - Employees 2026 - 20270/10DetractorAfter providing all docs and resolving multiple queries the claim got rejected.————
CK5364symplr0/10DetractorWaste————
CK8145AXI Technologies0/10DetractorI have not received the amount————
CJ9744Techment0/10DetractorTime taken. Less amount approve. Direct cant communicate. No any predefine steps.————
CK7575EPOWERX LABS PRIVATE LIMITED0/10DetractorNo updates... And takes more more time worst experience————
CK4228HackerRank0/10DetractorNew Tickets gets created, No helpline to connect and speak with any real human.————
BY2286GHX0/10DetractorWaste service huh————
BS2272Newspace Research Technologies1/10DetractorGood————
CI9526Ahead DB0/10DetractorThe claim process took a long time, where the documents and claim was not verified for a month. Then insurer denies the claim after a month, the process is just pathetic.————
CK8886Unknown1/10Detractor—————
CK4123ETERNAL LIMITED0/10Detractor—————
CJ8093ETERNAL LIMITED0/10DetractorHave not been asked for updated bill or if any additional detail required just have approved the partial amount post raising it for 2 time————
CJ7850ATOMBERG TECHNOLOGIES PRIVATE LIMITED0/10DetractorVery poor customer support————
CH9155Kapiva3/10DetractorTook too much for payout————
CK2770REBEL FOODS 1/10DetractorMy claim was rejected————
CJ9041ETERNAL LIMITED0/10DetractorFlagged as an area to improve: Amount received.————
CC5182Slice Small Finance Bank0/10DetractorNot satisfied..totali faied insurance. Not any control to reimburse————
CK9491Unknown6/10Detractor—————
CG5399FPL Solutions India Pvt Ltd0/10DetractorPlum confirmed over mail that i will get reimbursed. But the insurer denied later————
CI6513Groww - 2025 to 260/10DetractorBad service————
CJ1673HUELLA SERVICES PRIVATE LIMITED0/10DetractorImprove on reimbursement (release within 1 month), no proper response from call centre————
CJ2823PROHANCE INDIA PRIVATE LIMITED0/10DetractorVery bad————
CK8536The Indus Valley0/10DetractorAll kind ofntreaent should be covered even Ayurveda. And scan payments should be reimbursed————
CJ3524LIGHTHOUSE CANTON INDIA PRIVATE LIMITED0/10DetractorPoor exp————
CJ3564Zinnov Consulting0/10DetractorFlagged as an area to improve: Time taken to complete, Amount received, Customer service/claim experience, Communication or updates, Policy benefits or conditions.————
CI1402Meesho - Third Party2/10DetractorNO————
CJ9424Samsara5/10DetractorAsking for same documents multiple times was headache————
CH9153ETERNAL LIMITED0/10DetractorVery worst experiance in my life————
CC4371Meesho - Third Party0/10Detractorworst experience had to wait for 2 months just to get an update————
CJ5667NIRAIVA TECH PRIVATE LIMITED1/10DetractorI will not suggest to anyone for this.————
CH7845Rippling6/10DetractorI understand there are certain things that Plum can’t directly influence, but providing a timely response and keeping the client updated is the bare minimum. There were numerous occasions where I felt like I was talking to a wall. I am exhilarated about the result, but disappointed with the experience.————
CI5613DigitalOcean1/10DetractorNot good communication to customer by insurance————
CJ5583Genesis Global India Operations Private Limited0/10DetractorPoor why u guys deducted 977————
CG9137ETERNAL LIMITED2/10Detractor—————
CA2650Mintifi Finserve0/10DetractorHi Team, It's been 5 months and my claim is still not settled. I have already submitted all the required documents but I am still facing delays without any clear resolution. This has been a very disappointing and frustrating experience with Plum. I have been following up continuously, but the issue remains unresolved. Kindly prioritize my claim and provide a final resolution as soon as possible. Please let me know immediately if any additional information is required from my end.————
CG6629Bati North0/10DetractorReally very bad experience with Plum not once but twice. Plum team was just sending same email of looking into the matter 10 times without any resolution. After many months of delay from plum, we have to directly approach insurer ICICI Lombard for the resolution and we got the resolution in 2-4 days.————
CJ2003ZenTrades4/10DetractorYes pls be transparent.————
CK8303Newspace Research Technologies0/10Detractorthird class facility. rubbish————
CK1008QUALISERVE OUTSOURCED PRIVATE LIMITED0/10DetractorI have received your email. This will be my final communication with Plum regarding this claim, as your "support" has proven to be entirely useless. You made me run back to the hospital to secure a highly specific, signed Medical Justification Certificate from the operating surgeon—explicitly proving this was a diagnostic evaluation of an anatomical structural defect and not an active infertility treatment. I provided exactly what you asked for. Yet, instead of using this binding clinical document to fight the insurer, your "internal medical team" simply acted as an echo chamber for ICICI Lombard’s automated rejection. What makes this completely unacceptable is your team's failure to even read the actual terms of the corporate policy you are supposed to be administering. The policy explicitly limits the infertility exclusion to: "Infertility treatments such as IVF and surrogacy." > It does NOT exclude diagnostic day-care procedures for physical, structural diseases like tubal occlusion. By choosing to lazily apply a blanket retail exclusion to a specific corporate policy, Plum has demonstrated severe medical and professional incompetence. As a corporate broker, Plum's entire job is to advocate for the employee against the rigid, automated rejection systems of insurance giants. In this instance, you have acted as nothing more than a mail-forwarding service for the insurer. I will now handle this dispute directly with the ICICI Lombard Grievance Redressal Officer and the IRDAI Insurance Ombudsman. I do not need or want Plum's "assistance" moving forward. Furthermore, I will be forwarding this entire interaction to my company's HR and Benefits department. They pay for your services, and they deserve to know exactly how Plum abandons their employees when they actually need to use their health insurance, so they can reconsider this vendor relationship during the next policy renewal.————
CE3505WINGMAN BRANDWORKS0/10DetractorWorst————
CJ5034REBEL FOODS 1/10Detractor—————
CK5849TELEMERGE IT SERVICES PRIVATE LIMITED0/10DetractorVery disappointed————
CK3349Newspace Research Technologies0/10DetractorNeed communication support————
BW6270Credit Nirvana2/10DetractorEven though i have given all my documents still the insurer is not accepting the documents and raised the query for more justification of the amount from the hospital and doctor. Please look into it and get my reimbursement done fully. And Plum app needs to be updated and upgraded not all the documents and functions can be done from the App , some fields need the web application to be submitted which is not logical. Please help me in the full reimbursement for this case.————
CI4403GHX0/10DetractorYour documentation part is irritating, we submit the documents what we receive from the hospitals. Rest should be on you if you need more documents you should reach out to the hospital not the complainant.————
CJ4094Ossisto0/10DetractorNo, I didn't receive any reimbursement.————
CH6518Ahead DB0/10DetractorTaking one month to provide update on the claim status is the worst thing I have ever experienced————
CK8293Epifi6/10Detractor—————
CI2001WCC Solutions0/10DetractorI didn’t receive claim amount still showing insurer review————
CG2224Deel 0/10DetractorUnsatisfactory service from insurer————
CJ4486Meesho - Third Party0/10DetractorNot claimed my amount————
CF4046Unacademy Educators - 2026 - 20270/10DetractorFlagged as an area to improve: Time taken to complete.————
CF8739Hunch0/10DetractorI feel my actual questions have still not been addressed. The response once again only states that "OPD expenses are not covered," without explaining why my claim has been classified as pre/post-natal OPD. This claim relates to medically necessary follow-up after an approved hospitalization for RPOC and Suction & Evacuation, including consultations, investigations, medicines and repeat ultrasounds to determine whether a second surgery was required. These were not routine postnatal OPD consultations. Could you please clarify: On what medical and policy basis has this claim been classified as pre/post-natal OPD? Which exact policy clause has been relied upon to reject this claim? The responses so far appear to be generic and do not address the specifics of my case. I would appreciate a claim-specific response based on the medical records submitted.————
CJ2255FREEDOM BTD PRIVATE LIMITED0/10Detractor—————
CI8173Playroll1/10DetractorThe underlying provider icici lombard doesnt seem reliant for a corporate insurance policy. Vendor should be changed to increase claim success rates as well as coverage, and decrease exclusion clauses————
CK6091QX GLOBAL SERVICES0/10Detractor7000 spent on sonography and blood test reports but still no reimbursement————
CK4436Highradius1/10DetractorWhat can i tell more, i was hospitalized and still did not get my money back————
CK2125Tavi Technologies2/10DetractorDeduction rejected for what not mentioned, i need to raise the concern that why my medicine bill was not passed completely————
CI5183TAJONLINE (INDIA) PRIVATE LIMITED2/10Detractorit took lot of time and not even received satisfying amount————
CH9374Everstage1/10Detractor—————
CK6855ETERNAL LIMITED5/10DetractorThe reason for deduction is not clear and the deduction seems unfair————
CF5805GALYPSO GLOBAL6/10DetractorIt's very time consuming process and it need so much patience to hold the amount for long time it's same time required for cashless claim????————
CK7954PhonePe1/10DetractorIt's totally fraud company they don't want to pay claim————
CK7995Meesho0/10DetractorI have received very less amount, give me call back to fix this————
CG5480STK CREDIT PRIVATE LIMITED6/10DetractorVery bad————
CK3053REBEL FOODS 0/10Detractor—————
CG3740CUBE845/10DetractorIf any documents are missing, please let us know what is required. If we had been informed earlier, we could have provided the necessary documents. I am not satisfied with how this claim has been handled.————
CI5142Dunboxed4/10DetractorNot having good experience————
CK6061Playroll0/10DetractorWorst————
CK7975ScienceLogic 1/10DetractorIn Local hospital they will not provide any gst bills but the Plum is asking gst bills how it will be possible to collect from them. and taking longer time to review aswell.————
CI4420JURIS CORP4/10DetractorInp⁶————
CK3760VOESTALPINE BOHLER WELDING INDIA PRIVATE LIMITED1/10DetractorFlagged as an area to improve: Amount received.————
CD3541Aina 0/10DetractorThere was never a clear communication about the claim status and plum team couldn’t get any answers for delay————
CK6482Zywave 0/10Detractorno easy way to communicate to real human... full of bots————
CK9634DISH Network Technologies0/10DetractorPlum getting worst day by day————
CD9144PhonePe1/10Detractor—————
CK6649GREENEDGE ECO SOLUTIONS LIMITED0/10DetractorDear Team, Thank you for your response. I respectfully disagree with your conclusion. I genuinely suffered from the illness mentioned in my claim, and all the supporting medical documents and evidence I submitted are authentic and issued by the treating hospital/doctor. It is disappointing that my claim has been denied despite providing genuine evidence. This decision has significantly reduced my confidence in Plum's claim assessment process, as it appears that the submitted medical records were not given due consideration. I request that you conduct a thorough re-evaluation of my claim and review all the supporting documents once again. If there are any specific concerns regarding the evidence, please clearly explain them so that I can address them appropriately. I look forward to your fair reconsideration and a detailed explanation for the denial. Thank you. Regards, Sunit Kumar————
CI8451ATOMBERG INNOVATION PRIVATE LIMITED6/10Detractorrequired more speedy response & local executive for immidiate support————
CH5412PhonePe0/10DetractorMy clam pending till now————
CE1662 Shaadi.Com5/10DetractorThe process is taking too long, and we are being asked to submit the same documents repeatedly, which is unnecessarily delaying the final settlement.————
CI1199Rippling1/10Detractor0 help. Better off doing this by yourself————
CG1762BIOFUEL CIRCLE0/10DetractorI am not satisfied your service and clim approval process. And I want to discuss about regarding this to our organization————
CK5498Lexitas0/10DetractorNo commenta————
CK8691ERELEGO TECHNOLOGIES PRIVATE LIMITED0/10DetractorFlagged as an area to improve: Communication or updates, Time taken to complete, Customer service/claim experience, Policy benefits or conditions.————
CK1736MUHAVRA ENTERPRISES PRIVATE LIMITED6/10DetractorIf you saying Day care is able to reimburse with plum but my claim is rejected————
CA9760Meesho - Third Party0/10DetractorWorst experience————
CJ2697ATOMBERG TECHNOLOGIES PRIVATE LIMITED0/10Detractor—————
CJ6385Swiggy5/10DetractorFlagged as an area to improve: Customer service/claim experience.————
CJ9146Swiggy0/10DetractorPathetic service————
CJ6932DISH Network Technologies5/10DetractorHaving a top up to 15,00,000 but having cap on every segment. Taking a top up does not make sense. We take it believing it will help in times of emergencies but when emergency strikes we realise 15L is only on paper, it never helps with the situation. Communicate this when explaining policy because we are spending extra money for the top up but not getting any benefit out of it.————
CK7301 Shaadi.Com0/10DetractorWork on claim————
CJ8605Chargebee1/10DetractorFlagged as an area to improve: Time taken to complete, Required documentation.————
CJ5700PhonePe0/10DetractorLong time prosess————
BW5586ALGOLEAP0/10DetractorWrost Insurance company,I never seen this type of .No proper communication from your team.————
BT3222Nipun Projects and Finance Projects0/10DetractorWorst experience————
CJ4156Viewzen0/10DetractorDetails regarding the documentation required should be informed to the customer in advance, and not when the claim is rejected————
CE6067OPUS CONSULTANTS INDIA PRIVATE LIMITED1/10DetractorIt's taking too much time to receive money and taking more time and receive less money really disappointed————
CK8281BLOOMREACH TECHNOLOGIES0/10DetractorShitty experience————
CI9279Aadiswan0/10DetractorClaime rejected while same type of claim accepted by ICICI lombard and other insurers. And plum not help in this.————
CK7521ETERNAL LIMITED0/10DetractorVery Poor Service and Claim————
CE9660TTEC INDIA CUSTOMER SOLUTIONS PRIVATE LIMITED0/10DetractorOne of the worst and scammer App It is🫡 that is hard to deny————
CK4741OFB TECH LIMITED0/10DetractorGeneral mediclaims at employer level need to cover dental claims also. The insurance premiums collected from so many employees far outweigh the claim settlements that the insurance company has to do!!!————
CJ8742Remote6/10DetractorTransparency of the escalation from Plum with insurance company————
CJ7411ROOTQUOTIENT TECHNOLOGIES PRIVATE LIMITED3/10DetractorWas very unclear on what can be claimed and what not and the final rejection reason didn't match against the required updated billing with GSTIN so if reason for rejection is unrelated maybe it can be raised earlier instead having me to retry————
CK2010Samsara1/10Detractoradd gym/sports also in benefits————
CI7340Egnyte0/10DetractorNo reimbursement————
CK8627KONG SOFTWARE AND BUSINESS SERVICES INDIA PRIVATE LIMITED1/10DetractorVery slow process————
CK5635ETERNAL LIMITED4/10DetractorFlagged as an area to improve: Time taken to complete, Customer service/claim experience, Communication or updates, Policy benefits or conditions.————
CK6565Unacademy - Employees 2026 - 20270/10Detractor—————
CI6894Opendrone Private Limited0/10DetractorImprovement required in overall————